This website contains information and material compiled by the Insurance Authority (“IA”) for reference only. Any information the IA provides about how the IA may interpret the law or how certain matters may be addressed is provided generally without considering any individual’s specific circumstances and the information is not meant to be exhaustive. Such information should not be regarded as a substitute for professional advice. This website is not intended to recommend or promote any financial or insurance products. You should seek independent legal or other professional advice before taking action on any matters to which information provided on this website may be relevant, or if you have any doubt about how the law applies to you.

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The IA endeavours to ensure that the information contained on this website is accurate as at the date of publication, but does not warrant its accuracy or accept any liability (including third party liability) for any loss or damage, whether or not arising from any inaccuracy or omission or from any decision, action or non-action based on or in reliance upon information contained on this website.

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The Simplified Chinese version of this website is generated from the Traditional Chinese version with a translation software. If there is any discrepancy between the two versions, the Traditional Chinese version should prevail.